Philly Buyer Closing Costs: What You'll Pay in 2026
Ryan KanofskyBuying in Philadelphia? Plan on 4% to 6% in closing costs. Your half of the 4.578% transfer tax is the biggest line; a seller credit or City grant can cut it.
Brick & Banter by KG.
Philly Real Estate Answers
Real estate notes, neighborhood talk, and useful Philly home advice from KG.
Ryan KanofskyThe Latest.
Sewer Scope Before Buying a Philly Row Home: Worth It?
Published on: 14/10/2026
In Philadelphia you own the sewer line to the street, sidewalk included. A sewer scope during inspection costs a few hundred dollars and can catch a $12,000 repair.
Inspections & AppraisalsFirst-Time Buyers
What Philly Sellers Must Disclose (Even As-Is)
Published on: 30/09/2026
Selling in Philadelphia? Pennsylvania law requires you to disclose every known material defect before the Agreement of Sale, even as-is and even if repaired.
Preparing to SellInspections & Appraisals
Do You Need a U&O to Sell a House in Philly?
Published on: 09/09/2026
In Philadelphia proper there is no point-of-sale U&O inspection. Sellers need a $139 Property Sales Certification from L&I. In the suburbs, half the townships inspect.
Preparing to SellInspections & Appraisals
What Happens When a Philly Home Appraisal Comes In Low
Published on: 15/07/2026
In Philadelphia's competitive market, appraisals sometimes land below the offer price. Here's exactly what buyers and sellers can do about the gap.
Inspections & Appraisals
Your Philadelphia Home Inspection Came Back Scary. Here's What Actually Happens.
Published on: 01/07/2026
Your Philly home inspection came back with 34 pages of findings. Here's how to read the report, what your options are under the PA Agreement of Sale, and when to walk.
Inspections & Appraisals
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